Segregated accounts
Your balance sits in segregated accounts at licensed banks, separately from our operating funds. The protection you'd expect from a private bank.
storage.
Hold balances in multiple currencies, with institutional storage.
For customers who want to hold balances in several currencies for the long term, with the segregation, insurance, and reporting of an institutional vault.
Last updated: February 2026.storage.
in this service.
3 signalsSegregated accounts
Your balance sits in segregated accounts at licensed banks, separately from our operating funds.
Multi-currency
Hold EUR, AED, XOF, and other currencies at the same time, and move between them at the real rate.
Institutional reporting
Monthly statements, audit trails, and downloadable records for your accountant.
storage.
Long-term storage, with the rigour of a vault.
Storage is not the same as spending. For customers who want to hold balances across multiple currencies for the long term, we offer segregated accounts with the rigour and reporting of an institutional vault.
Multi-currency storage
Multi-currency by design
Hold EUR, AED, XOF, and other currencies at the same time. Move between them at the real rate, with the margin shown before you confirm.
Insurance included
Our banking partners carry insurance on segregated deposits, covering the full replacement value of your balance in case of an unlikely event.
Institutional reporting
Monthly statements, audit trails, and downloadable records for your accountant. Built for customers who treat their balance as a long-term store of value.
institutional storage.
Segregated
deposits at licensed banks.
Insured
EUR, AED, XOF, and more.
Multi-currency
“I hold balances in three currencies, for different purposes. BLUE FINANCIAL SERVICES gives me the segregation of a private bank, with the speed of an app.”
for the long-term saver.
storage.
Storage is for customers who want to keep a balance for the long term — not a wallet you spend from every day, but a place to store value across currencies.
what you get.
Long-term storage, with the rigour of a vault.
Storage is not the same as spending. For customers who want to hold balances across multiple currencies for the long term, we offer segregated accounts with the rigour and reporting of an institutional vault.
01 — Segregation you can verify
Your balance is held in a segregated account, in your name, at a licensed bank. It's not pooled with our operating funds, and it's not lent out.
02 — Insurance from our partners
Our banking partners carry insurance on segregated deposits. The protection is built into the structure, not added on as a feature.
03 — Reporting for accountants
Downloadable monthly statements, audit trails, and per-transaction records. Built for customers who treat their balance as a long-term store of value.
04 — Long-term horizon
Storage is not a trading product. It's a place to keep value across currencies, with the rigour and oversight of a vault.
what to know.
Three things that make storage different.
Segregation you can verify
Insurance from our partners
Reporting for accountants
Long-term horizon
frequently asked.
Three things to keep in mind.
institutional storage. — Segregateddeposits at licensed banks. — InsuredEUR, AED, XOF, and more. — Multi-currency
frequently asked.
questions, answered.
Everything our customers ask most about this service. Need more detail? Our help centre has the full picture.
What is the difference between a wallet and storage?
A wallet is a balance you spend from — for everyday payments, transfers, and card purchases. Storage is a balance you hold for the long term, with the segregation and reporting of an institutional vault.
Can I move money from my wallet to storage?
Yes, instantly, at the same rate. The two are part of the same account, and you can move balances between them as often as you want.
What does it cost?
Storage is included with your account. There are no monthly fees, no inactivity fees, and no charges for incoming deposits. Conversions between currencies use the same transparent margin.
Is my storage balance insured?
Our banking partners carry insurance on segregated deposits. The protection is built into the structure of the account, not added on as a feature.
keep exploring.
Storage pairs well with placement, security, and the help centre.
store for the long term.
Open a long-term storage account.
Open an account, verify your ID, and start holding balances across multiple currencies with the rigour of an institutional vault.