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BLUE FINANCIAL SERVICES transfer flow showing the amount the recipient receives.

eur → xof

Send euros to West Africa

EUR to XOF transfers to Mobile Money wallets in Senegal, Côte d'Ivoire, Mali, and more.

Today's rate (changes throughout the day)

today, 1 eur ≈ 655 xof.

From 0.5% + exchange rate margin (~0.3%)

The exact amount the recipient gets is shown in the app before you confirm.

How sending money works

Four steps. The whole thing takes a few minutes.

01

Open an account

Sign up on the app or web. We check your ID — takes about five minutes.

02

Add money to your wallet

Top up from a European bank (free), your UAE bank (instant), or Mobile Money.

03

Enter the amount and confirm

See the exchange rate, the fee, and the final amount the recipient gets. Then confirm with a code from your phone.

04

Your recipient gets paid

To their Mobile Money wallet or bank account — usually within a few hours, sometimes instantly.

Fees and delivery

No hidden charges. The full breakdown is shown before you confirm.

ItemDetails
Transfer feeFrom 0.5%
Exchange rate marginExchange rate margin: about 0.3%
Delivery timeSame day
How you payTransfer from your European bank account
How they receiveMobile Money (Orange, MTN, Wave)

Fees can change. Exchange rate margins are estimates — the exact amount is shown in the app.

Ways to pay and get paid

EUR

How you pay

Top up your euro wallet from any European bank account using SEPA — the standard euro transfer network. Most deposits arrive in minutes.

XOF

How they receive

Recipients receive XOF directly on their Mobile Money wallet — Orange Money, MTN MoMo, or Wave. No bank account needed on the receiving end.

Common questions

Common questions

Quick answers to common questions about this route.

How long does a EUR to XOF transfer take?

Most EUR to XOF transfers arrive the same day — usually within a few hours after you confirm.

What does it cost to send euros to XOF?

We charge a percentage fee plus a small margin on the exchange rate. For a €300 transfer, the fee is about €1.50 and the margin is about €1.00. You'll see the exact amount before you confirm.

Which Mobile Money operators are supported?

We support Orange Money, MTN, and Wave across the eight West African countries that use the CFA franc — Côte d'Ivoire, Senegal, Mali, Burkina Faso, and more. Mobile Money payouts are powered by Hub2.

Are there minimum or maximum transfer amounts?

Limits depend on whether you've verified your ID. With a verified account, you can send up to €10,000 a day. See our pricing page for the full breakdown.

Is this service regulated?

Yes. The euro side is processed by our partner bank in Europe, and the West African Mobile Money side is handled by Hub2. Every transfer is monitored for fraud, and we follow the West African central bank (BCEAO) rules.

Rates on this page are a guide. The final amount the recipient gets is shown in the app before you confirm. Fees depend on where you're sending from and to, the amount, and whether you've verified your ID.

talk to a corridor specialist.

ready to send?

Sign up in about five minutes. Your first transfer is on us.