Your own euro account number
Your euro wallet comes with its own account number, issued by our licensed European bank. Anyone can send you euros for free from any European bank.
everything you can do.
Everything you can do with BLUE FINANCIAL SERVICES
Wallets, transfers, cards, gold, and crypto — each one useful on its own, and even better together.
Wallets
Wallets
Multi-currency wallets
Hold the currencies you need, all in one place.
Always up to date
See your balance in real time. No hidden holds. What you see is what you can spend.
Multiple currencies, one account
Hold the currencies that matter to you, all in one place. Our network supports currencies across the globe.
Send money
Send money
Send money home
Same-day transfers to Mobile Money wallets across West Africa, and 1-2 business days to bank accounts in the UAE.
Europe to West Africa
Send euros to Orange Money, MTN, or Wave wallets in Senegal, Côte d'Ivoire, Mali, and more. Most transfers arrive the same day.
Europe to the UAE
Send euros to a UAE bank account in 1-2 business days, with the real exchange rate plus a small margin.
UAE to West Africa
Send dirhams from your UAE bank account directly to a Mobile Money wallet in West Africa. No intermediaries.
Cards
Cards
Virtual and physical cards
A Visa card linked to your wallet, with full control from the app.
Virtual card in seconds
Get a virtual Visa card the moment you sign up. Add it to Apple Pay or Google Pay and start spending right away. It's free.
Physical card at your door
Order a physical card and track the delivery in the app. It usually arrives in 7-10 business days.
Full control
Freeze your card with one tap. Set daily or monthly spending limits. Restrict use to specific countries if you want.
Gold and crypto
Gold and crypto
Gold and crypto
Buy real gold by the gram, or trade Bitcoin, Ethereum, and more — right from your wallet.
Real gold, by the gram
Buy, sell, and hold physical gold stored in secure vaults in Geneva and Dubai. Every gram is fully backed 1:1. Start from €1.
Trade major cryptocurrencies
Buy and sell Bitcoin, Ethereum, and other major coins through a regulated partner. Held safely, sold back to your wallet anytime.
Held in safe custody
Your gold and crypto are held by regulated custodians, separately from our operating funds. Insurance included.
Exchange
Exchange
Convert between currencies
Move money between your wallets at the real rate, with the margin shown before you confirm.
Live rates
See the current exchange rate and our margin before you convert. No surprises.
Instant conversion
Conversions happen in seconds. The money shows up in your target wallet straight away.
All pairs supported
Convert between any two of your wallets.
Security
Security
Your money, protected
Your money is held separately from ours. Every transfer is verified by you.
Segregated funds
Your money sits in segregated accounts at our licensed banking partners — never mixed with our operating funds.
Bank-grade encryption
Every connection is encrypted. Sensitive details like your card PIN are encrypted at the storage level. Audited yearly.
ID check on signup
We verify everyone's ID when they sign up, and we monitor for fraud continuously after that.
Two-factor on every transfer
Every transfer needs a code from your phone. On mobile you can use your fingerprint or face.
build your stack.
Ready to get started?
Open an account in about five minutes.