eur → xof
Send money to Togo
Send EUR to XOF for recipients in Togo with fast Mobile Money payout and clear transfer costs.
Today's rate (changes throughout the day)
1 EUR ≈ 655 XOF
From 0.55% + FX spread
The exact amount the recipient gets is shown in the app before you confirm.
Sending money to this country
Remittances to Togo often go to family expenses, education, and small business operations. BLUE FINANCIAL SERVICES gets the money there fast and shows you the exact amount before you confirm.
Recipients can collect on Flooz and T-Money in Togo — usually within a few hours.
Regulatory notes
We follow the rules of the West African central bank (BCEAO) for all transfers to Togo. Every transfer is screened for fraud.
Trust signals
How sending money works
Four steps. The whole thing takes a few minutes.
Open an account
Sign up on the app or web. We check your ID — takes about five minutes.
Add money to your wallet
Top up from a European bank (free), your UAE bank (instant), or Mobile Money.
Enter the amount and confirm
See the exchange rate, the fee, and the final amount the recipient gets. Then confirm with a code from your phone.
Your recipient gets paid
To their Mobile Money wallet or bank account — usually within a few hours, sometimes instantly.
Fees and delivery
No hidden charges. The full breakdown is shown before you confirm.
| Item | Details |
|---|---|
| Transfer fee | From 0.55% |
| Exchange rate margin | Indicative, from 0.32% |
| Delivery time | Same day (Mobile Money) |
| How you pay | SEPA bank transfer (EUR) |
| How they receive | Mobile Money (Flooz, T-Money) |
Fees can change. Exchange rate margins are estimates — the exact amount is shown in the app.
Ways to pay and get paid
How you pay
Use SEPA to top up your EUR wallet, then create your transfer to Togo with quote details shown before confirmation.
How they receive
Recipients can collect funds in XOF through supported wallets like Flooz and T-Money.
Common questions
Common questions
Quick answers to common questions about this route.
What payout methods are available in Togo?
Most transfers arrive the same day — usually within a few hours after you confirm.
How long does payout take in Togo?
We charge a percentage fee plus a small margin on the exchange rate. For a €300 transfer, the fee is about €1.50 and the margin is about €1.00. You'll see the exact amount before you confirm.
Do recipients need a bank account in Togo?
We support Flooz and T-Money in Togo. We use a Mobile Money network for payouts.
Can I track transfer progress?
Limits depend on whether you've verified your ID. With a verified account, you can send up to €10,000 a day. See our pricing page for the full breakdown.
Are exchange rates fixed on this page?
Yes. Your transfer is processed by our licensed European bank (for the euro side) and our West African Mobile Money network (for the Mobile Money side). All transfers are monitored for fraud, and we follow the West African central bank (BCEAO) rules.
Rates on this page are a guide. The final amount the recipient gets is shown in the app before you confirm. Fees depend on where you're sending from and to, the amount, and whether you've verified your ID.
talk to a corridor specialist.
ready to send?
Sign up in about five minutes. Your first transfer is on us.